Bankruptcy
Maryland Bankruptcy Law Attorney
If you are experiencing financial difficulties, you don't have to face them alone. At the law offices of John S. Smith & Associates, our bankruptcy law attorney helps individuals and businesses get rid of or reorganize their debts by filing Chapter 7 or Chapter 13 personal bankruptcy.
Legal Experience You Can Trust ● (410) 768-7105
Bankruptcy Law Attorney John S. Smith
In today's economy, the distance between a middle-class lifestyle and financial insecurity may be just a missed paycheck or two. A divorce or the loss of a job or unexpected medical expenses can cause bills to mount up quickly, forcing people from all walks of life to consider bankruptcy as an option for regaining control of their financial lives.
Thorough Preparation, Personal Service
Our law firm has more than 20 years of experience with bankruptcy law, including business liquidations and adverse proceedings. Our success in this area of law is based on thorough preparation and personal service. Prior to the trustees' meeting, we meet with our clients three times and review every piece of documentation in their case.
The majority of bankruptcy cases are filed under:
Chapter 7 bankruptcy — Also called liquidation bankruptcy, Chapter 7 allows individuals within certain income and asset limits to completely discharge their debts.
Chapter 13 bankruptcy — This form of bankruptcy allows individuals with a regular source of income to establish a plan for repaying a portion of their debts, while retaining important assets.
Chapter 11 bankruptcy — Businesses can continue to operate and repay some debts under a court-approved reorganization plan.
Stop the Calls from Creditors
As soon as you file bankruptcy, your creditors are prohibited from taking action against you. Take charge of your financial life. Contact a bankruptcy lawyer at John S. Smith & Associates today. From offices in Glen Burnie, we represent clients throughout Maryland.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
